FAB SHARE Credit Card Review: Is It Worth It in 2025?

The FAB SHARE Credit Card has caught your attention so you want to know whether its loyalty benefits justify the use or not. From a customer perspective the card provides seven percent cashback at Carrefour along with VOX cinema benefits and substantial SHARE points accumulation.

A realistic analysis indicates how this works mathematically. The FAB SHARE Credit Card demands a clear assessment regarding your suitability as its potential user.

Being a current FAB SHARE Credit Card user (also testing other cards) I want to deliver the unfiltered report about its features for various types of customers while discussing payment strategies and full terms and conditions.

What Is the FAB SHARE Credit Card?

The FAB SHARE Credit Card operates through a joint arrangement between First Abu Dhabi Bank and Majid Al Futtaim which manages both Carrefour and VOX Cinemas and Magic Planet and Mall of the Emirates. The credit card functions within MAF’s SHARE program platform.

In a nutshell:

 You can earn SHARE points through your card spending mainly at MAF brands and these points work as discounts or direct purchases via the SHARE application.

The system seems ideal for everyone who understands how to obtain maximum benefits from it. 

Spoiler: most people don’t.

Key Benefits

We should avoid generic bank benefit statements while focusing on practical details. Below you will find both the actual benefits and their practical utility scale:

✅ 7% Back at Carrefour

The promotion works for in-store shopping at Carrefour UAE until you use promotional or discounted items. Eligible Share Points can transition into spendable funds through the Share Points system, though the funds do not automatically populate your account balance. The activation of earnings through your SHARE profile requires a profile link and activation process.

🎬 2-for-1 VOX Cinema Tickets

The featured benefit ranks as the standout advantage of all perks offered. My FAB card allows weekday access and I have used it more than twelve times. You should use your FAB card inside the VOX app to book through the app for simple payment processing.

💰 SHARE Points on All Spending

You obtain points from your shopping at any merchant, even outside MAF brands. An advantage exists even though rewards points follow lower value points for non-MAF purchases.

🧾 Extended Warranties & Purchase Protection

This provides supplemental features that focus on electronics but do not extend the level of support equivalent to AppleCare. It’s basic coverage.

How SHARE Points Really Works

Sharing points from SHARE enables customers to earn a specific number of points through their interactions at MAF establishments.

Here’s the breakdown:

1. Every AED payment at MAF brands results in one SHARE point accumulation.
2. 10 SHARE points equate to approximately a single AED dollar value for redemption purposes.
3. Any UNUSED points will automatically expire after twenty-four months, thus they become invalid

You can redeem SHARE points:

1. At Carrefour checkouts
2. Inside the SHARE mobile app
3. At VOX Cinemas, Magic Planet, and MAF malls

Want to maximize your points?

1. You should make your entire grocery shopping happen at Carrefour during one visit to get maximum points.
2. The points can be exchanged for dining at malls, Magic Planet entertainment, and viewing at VOX cinema locations.
3. The use of SHARE points directly at payment terminals will reduce your bill instantly during checkout.

FAB SHARE vs FAB PPC Card: Which One Should You Choose?

Here’s where it gets confusing—FAB offers several reward cards. Two of the most popular are the FAB SHARE Credit Card and the FAB PPC Card.

Your best choice for regular shopping at Carrefour and VOX would be the SHARE card.

The PPC debit card would benefit your situation when you primarily conduct activities on highways and parking garage stops.

Who Should Apply? Eligibility & Salary Requirements

The FAB SHARE Credit Card comes in three versions:

💳 Standard

• Min. Salary: AED 5,000/month
  
• Basic benefits and earning structure
  

💳 Platinum

• Min. Salary: AED 8,000/month
  
• 7% at Carrefour, VOX deals, full SHARE point earnings
  

💳 Signature

• Min. Salary: AED 15,000/month
  
• Premium perks: lounge access, better insurance, priority support
  

Documents Needed:

• Emirates ID
  
• UAE residency visa
  
• Salary certificate or 3-month bank statement
  
• SHARE account linked before applying
  

Pro Tip: Apply during promo seasons like Ramadan or DSF for extra sign-up bonuses.

Smart Tips to Maximize Rewards

This card isn’t just swipe-and-forget. You’ve got to work it to get your money’s worth:

✅ Only Use It at MAF Brands

Your highest rewards (up to 7%) come from Carrefour, VOX, Magic Planet, and similar places.

✅ Set Bill Reminders or Autopay

Interest rates are no joke. Always clear your dues to avoid losing rewards value.

✅ Skip International Use

The foreign transaction fee and currency markup aren’t favorable. Stick to UAE purchases.

✅ Use the App Religiously

Link your SHARE account, redeem points smartly, track benefits, and activate new promos inside the app.

Bonus Hack: Pair It with a FAB iSave Account

Want to get even more out of your finances?

Open a FAB iSave Account. It’s free, fully online, and gives you higher interest than most savings accounts in the UAE.

Why this combo works:

• Auto-pay your card bills directly from iSave
  
• Earn interest on your savings while you spend
  
• Use iSave to track your expenses, set goals, and stay on budget

Final Verdict

The card stands out for customers who shop often at Carrefour as well as those who visit malls regularly and watch VOX movies. Regular use of this card will generate AED 200–400 per month in rewards, which surpasses the yearly membership fee.

Alternately, you should select the PPC card when MAF shopping is not your priority or you want a basic cashback program.

In short:

✔️ Great for families, shoppers, movie lovers
❌ Skip it if you rarely shop at Carrefour or VOX
📲 Must-have if you’re already using the SHARE app